The insurance policy is a formal contract-document issued by an insurance company to an （）.

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• Rent, electricity and insurance are all examples of the companys ________.
• Choose the term described by the sentence：A person who carries on insurance as a business. ( )
• Medical insurance is a legally required benefit that companies must offer.
• 信用证保单条款：INSURANCE
• The insurance premium is normally about （） of the insured amount depending on the type of insurance.